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No Texas homeowner wants to be stuck in the hottest part of the summer without a working air conditioner or refrigerator. Fortunately, a home warranty can help protect your systems and appliances when they break down due to normal wear and tear, and cover important repairs and replacements.
To help you in your search for a home warranty, Home Media researched and compared a variety of home warranty providers that are budget-friendly, offer comprehensive and customizable coverage, and have good customer service. Keep reading to learn about the top home warranty companies in Texas.
In this article:
Top 5 home warranty companies in Texas
- American Home Shield
- Choice Home Warranty
- Amazon Home Warranty
- Select Home Warranty
- First American Home Warranty
- Our conclusion
- Frequently asked questions
Top 5 home warranty companies in Texas
A large number of companies offer home warranty services to Texas homeowners. However, the five included in this list offer the best coverage to ensure your systems and appliances work every day of the year.
- American Home Shield: Best overall
- Choice Home Warranty: Covers the essentials
- Amazon Home Warranty: Trusted by customers
- Select Home Warranty: Budget-friendly
- First American Home Warranty: Affordable with add-ons
1. American Home Shield
American Home Shield is one of the oldest home warranty providers in the industry. While most other home warranty companies have only been around for 10 to 30 years, American Home Shield has 50 years of experience in the business.
|Offers three comprehensive coverage plans||Not available in Alaska|
|Has a unique optional coverage add-on for electronics||More expensive than other home warranty providers|
|Customers can choose a service fee of $75, $100 or $125|
American Home Shield offers three plans: Systems Plan, Appliances Plan and Combo Plan. The Systems Plan protects 11 systems, the Appliances Plan protects 10 appliances, and the Combo Plan protects 21 home appliances and systems.
American Home Shield also allows customers to choose a service call fee between $75 and $125. If you choose a lower service fee, your monthly cost will be higher.
The information listed below reveals the costs of each American Home Shield per month:
|Systems Plan||$49.99 per month||$75|
|Appliances Plan||$49.99 per month||$75|
|Combo Plan||$59.99 per month||$75|
To get a free quote from American Home Shield, fill out this online form or call 844-529-9298.
2. Choice Home Warranty
Choice Home Warranty offers only two plans, but the company protects all of the major appliances and systems in your home, ensuring that you get comprehensive coverage at an affordable cost.
|Offers service call fees between $60–$85||Has low coverage caps|
|Offers an add-on option for roof leaks||Doesn’t allow customers to choose their own service technician|
|Provides a 90-day repair guarantee|
Choice Home Warranty has two plans: a Basic Plan and a Total Plan. The Basic Plan covers 14 appliances and home systems, including the dishwasher, oven, garbage disposal and water heater. The Total Plan covers everything under the Basic Plan and adds coverage for four more items: a washer, dryer, air conditioner and refrigerator.
Take a look at how much a monthly plan from Choice Home Warranty costs:
|Basic Plan||$36 per month||$60–$85|
|Total Plan||$44 per month||$60–$85|
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.
3. Amazon Home Warranty
Amazon Home Warranty is not currently accredited with the Better Business Bureau, after its accreditation was revoked in November 2020 for failing to meet the BBB’s standards. The provider has said its attorneys are involved in the case and that it feels the removal of its accreditation was unfair. Despite losing its accreditation, Amazon Home Warranty still holds a B rating with the BBB — a rating that represents the BBB’s opinion of how a company is likely to interact with customers based on public data sources.
We still recommend Amazon Home Warranty because it offers a wide range of options for add-on coverage, allowing homeowners to customize their plan based on their needs. The provider also has high coverage caps, making it ideal for customers concerned about more valuable systems and appliances breaking down from normal wear and tear.
|Has generous coverage caps on systems and appliances||Doesn’t have an online chat function|
|Provides 24/7 customer service||Customers have to purchase an add-on to get ice maker coverage|
|Offers nearly 20 add-on options|
Amazon Home Warranty offers three plans: Systems Plan, Appliances Plan and Combo Plan. These plans are similar to those of American Home Shield in that the Systems Plan protects systems, the Appliances Plan protects appliances, and the Combo Plan protects a combination of both.
Here’s an overview of how much Amazon Home Warranty plans cost each year:
|Systems Plan||$479 per year||$75|
|Appliances Plan||$479 per year||$75|
|Combo Plan||$579 per year||$75|
To get a free quote from Amazon Home Warranty, fill out this online form or call 866-605-8194.
4. Select Home Warranty
Select Home Warranty may be a good option for homeowners on a budget. You can get coverage for under $40 per month, and your service fee will be between $60–$75.
|Offers the cheapest comprehensive combo plan in this review||Has the fewest years of experience compared to the other providers in this review|
|Provides free roof coverage with every plan||Customers have to pay a service fee for each technician visit, even if it’s a repeat visit for the same broken item|
|Has a 90-day repair guarantee|
Select Home Warranty offers three plans: Bronze Care, Gold Care and Platinum Care. Bronze Care covers six systems, Gold Care covers eight appliances, and Platinum Care covers 14 systems and appliances, plus garage door openers and plumbing stoppages.
Here’s a more in-depth look at how much each Select Plan costs:
|Bronze Care||$35.83 per month||$60–$75|
|Gold Care||$35.83 per month||$60–$75|
|Platinum Care||$37.50 per month||$60–$75|
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.
5. First American Home Warranty
First American Home Warranty offers affordable home warranty plans that are similar to Select Home Warranty and Choice Home Warranty plans, but First American sets itself apart by having more than 36 years of industry experience.
|Offers the most affordable appliance-only plan in this review||Air conditioning coverage is only available as an add-on|
|Provides coverage for improperly installed or maintained systems and appliances||Not available in 16 states|
|Has a 24/7 claims center|
First American offers a Basic Plan and a Premier Plan. The Basic Plan covers eight appliances, and the Premier Plan includes coverage for eight systems and eight appliances.
Here’s how much a First American plan would cost on a monthly basis:
|Basic Plan||$25.00 per month||$75|
|Premier Plan||$39.50 per month||$75|
To get a free quote from First American Home Warranty, fill out this online form or call 833-777-0049.
American Home Shield, Choice Home Warranty, Amazon Home Warranty, Select Home Warranty and First American Home Warranty offer the best coverage to Texas homeowners. These companies balance cost and comprehensiveness, making it possible for every Texas resident to find a plan. Before purchasing a Texas home warranty, we recommend getting quotes from at least three of these companies to compare costs and coverage for your specific home.
Frequently asked questions
Is a home warranty required?
No. A home warranty isn’t required to own a home. However, if one of your systems or appliances breaks down due to normal wear and tear, your home warranty provider will help cover the repair or replacement costs, which could prevent you from paying hundreds to thousands of dollars out of pocket and provide you with greater peace of mind.
What is a service fee?
A service fee, also known as a deductible, is the amount you pay to have a service contractor visit your home and repair or replace your broken item. When a system or appliance breaks down, you’ll submit a service request to your home warranty provider, and the provider will send a technician to your home to diagnose and fix your item.
Can I choose my own contractor?
Some home warranty companies allow you to choose a contractor, as long as they can approve the technician before repairs begin, while other companies already have an extensive network of contractors to help you with your home repair or replacement.
Can I cancel my home warranty?
Yes. Home warranty companies usually allow you to cancel your plan within the first 30 days of coverage for a full refund and any time after that for a prorated refund. However, you may be charged a cancellation fee if you cancel before your contract length is up. For example, Amazon Home Warranty charges a $30 cancellation fee, while Select Home Warranty charges a $75 cancellation fee.
Does the age of my home matter?
No. Most home warranty companies cover your home regardless of the age of your systems and appliances. As long as the items have been properly installed and maintained, you’ll be able to receive home warranty coverage.